Why travel when you can turn your home into the perfect holiday escape? Follow this three-step plan to create your dream staycation haven with Discovery Bank Home Loans and the Home Partner network.
Tired of holiday travel? Why not turn your home into the ultimate getaway? Whether you're saving for a new home, upgrading your space, or adding a touch of luxury, Discovery Bank has everything you need to make your staycation dream a reality. Here's a three-step plan to create the perfect home retreat in 2025:
Step 1: Secure your dream home with a Discovery Bank Home Loan
Looking for more space, a first home, or even a holiday getaway? Discovery Bank Home Loans make it easy to apply for a new home loan, switch your home loan, or refinance your home - at some of the most competitive rates available.
Choose the right option for you:
Buy or renovate with a new home loan
Finance your first home, upgrade your current space, or invest in a holiday escape.
Build your dreams from the ground up
Starting from scratch? Now you can finance a new home in a sectional title development.
Switch your current home loan
Move your existing loan to Discovery Bank for better rates and savings.
Refinance your homen
Access extra cash by refinancing your paid-off home, based on your property's value.
No matter which option you choose, you'll be on track for your dream home with:
- Some of the most competitive interest rates in the market and up to 1% off for managing your money well.
- A simple and quick application process thanks to the Discovery Bank app: Get your preliminary offer in just 5 minutes.
- Access to flexible loan terms of up to 30 years and the option to add up to three co-applicants.
- Amazing savings of up to 50% on bond registration fees, and from 1 April to 30 June 2025, you can get up to R30,000 off your bond registration fees when you switch your existing home loan to Discovery Bank.
- A dedicated consultant to guide you through the process.
Step 2: Furnish your home for less with the Home Partner network stores
Now it's time to make your space truly yours. Would plusher bedding and blackout curtains make for more restful sleep? How about a high-end coffee machine that makes the perfect cup each morning? Perhaps you want to make the most of spectacular sunny days with stylish outdoor furniture, or create cosy family moments with a more spacious couch - perfect for movie nights and lasting memories?
Whatever you need to make your space your own, use the Discovery Bank Home Partner network and get up to 15% back! Furnish, decorate, and enhance your space with Home Partner store benefits like these:
- Up to 15% back in Ðiscovery Miles at premium home partners, in-store or online.
- Double your rewards to up to 30% back for the first six months when you switch your home loan, refinance, or finance your home through Discovery Bank*.
Explore our home partners for rewards on furniture, appliances, decor, and more. Paying with your Discovery Bank virtual card ensures increased rewards and effortless shopping.
Step 3: Protect your home and stay worry-free
You're well on your way to setting up your dream home! Now it's time to make sure that an unexpected crisis doesn't derail your fun. Luckily, Discovery helps you make sure your space is protected and comfortable with:
1. Discovery Bank's Energy Solutions
Create a comfortable and sustainable space free from loadshedding and power cuts with Discovery Bank's Energy Solutions benefit, which includes:
- Bespoke solar and off-grid installations with optional financing.
- 10% off portable backup power solutions for load-shedding relief..
2. Comprehensive insurance and cover
Discovery Insure's building and contents cover ensures your home and belongings are safeguarded against the unexpected, while the Discovery Life Home Loan Protector makes sure that your home and family are protected in case anything happens to you.
Benefits include:
- Bundle your home loan with Discovery Insure and Discovery Life Home Loan Protector for interest rate reductions of up to 0.5%.
- An easy activation process that forms part of your home loan application.
- Flexible plans tailored to your home and lifestyle needs.
Want to know more?
From securing a great home loan deal to creating a sustainable, well-protected haven, Discovery Bank has everything you need to transform your house into the ultimate staycation retreat. Here are some handy links to help you get started today:
- How do I apply for a Discovery Bank Home Loan?
- What is a Discovery Bank development loan?
- What is the difference between a switch and refinance home loan?
- How does Discovery Bank Home Loan interest work?
- How does the Discovery Bank Home Partners benefit work?
The Future of Home Loans. Now.
- This article is meant only as information and should not be taken as financial advice. For tailored advice, please contact your financial adviser.
- Rewards based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend. Discovery Bank Auth FSP48657. Limits, Ts&Cs apply.
- *The offer is valid for six months from the date an attorney is assigned to home loan applications submitted by 31 December 2025. Rewards based on your engagement in Vitality programmes, Discovery products, monthly qualifying card spend and payment card type used. Credit initiation and service fees may apply. Subject to credit approval.
