In the new world of banking, you no longer have to stand in queues, deal with endless paperwork or wait for office hours to make changes to your account.
As a trendsetter in the industry, we continually enhance our capabilities to offer you a superior digital banking experience. With innovative features built into your Discovery Bank app, like Discovery Pay, Live Assist and Smart Vault, you can experience cutting edge banking right now from wherever you are.
Visit a bank branch to open your account? Not with us. You can sign up anytime, anywhere with our paperless verification and advanced facial-recognition technology in under five minutes. Plus, you can log in to the app with facial ID too.
This is not only the most convenient way to bank but also one of the safest because we use the most advanced security technology to protect your accounts.
Other banks tell you what to do, but at Discovery Bank, we show you. Get the best virtual service experience with Live Assist. Share your mobile screen and get real-time help from a Discovery Banker on your banking app. Let them help, and show you how to get the most out of your banking features and rewards. It's convenient, available 24/7 and completely secure because only you can approve the start of a Live Assist session.
No more scrolling for hours looking for that one payment. With Smart Search, you can easily find and filter your transactions. You can even create and download custom transaction lists in just a few taps.
Always losing your receipts or important warranties? You can now upload and store images of your receipts and link them to specific transactions. You can also scan till slips and link warranty cards and other documents to big purchases so you can easily find them when you need them.
Plus, you can change the description of the transaction, add personalised notes, and even use Smart Search to find a specific receipt quickly.
While we're mobile first, you can also access online banking on discovery.co.za using your desktop, laptop or tablet. Our online banking platform shares the same familiar design, key features and strong security as our banking app.
We've reimagined how you access, manage, and control your credit. Applying for credit on our banking app is a fully digital process, takes minutes, and you might not need to send us any documents at all. We offer you innovative ways to access credit, including the ability to use your investments with Discovery Invest to access additional funds. Managing your credit is easy, and you can control your interest rates with the power of our Dynamic Interest Rates by improving your Vitality Money status.
Discovery Pay is our integrated payments platform that allows you to instantly settle medical bills without the hassle of queues or paperwork, and avoid the need to exchange banking details by paying other Discovery clients in your contact list using just their cellphone number.
You have the freedom to pay how you want with Discovery Bank. You can tap your state-of-the-art physical card or travel lighter by using your virtual card that's immediately available on our banking app. You can also pay with your smartwatch, phone or other device using Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay. Plus, you can shop with Discovery Miles, our rewards currency that's more valuable than cash.
Experience the only Real-Time Forex Accounts. Open a Discovery Bank Forex Account in seconds in your banking app, 24/7, with no delays or complicated FICA processes. Instantly convert your Rands to British Pounds, Euros or US Dollars with zero transaction fees. Save in these three global currencies with no minimum balance. Plus, make secure online payments in over 60 currencies and receive international payments in British Pounds, Euros, US Dollars and Rands.
Vitality Money uses innovative and interactive features and dashboards on the banking app to give you a deeper understanding of the five key financial behaviours that influence your financial wellbeing. We'll help you improve how you manage your money with incentives and reward positive changes with market-leading rewards.
Our Vitality Money Financial Analyser can help you become better with your money. Through advanced analytics, it shows you trends on the money you earn and spend and gives you intelligent insights and personalised alerts, all at your fingertips. Plus, you get rewarded for managing your money well.