Introducing the first and only shared-value home loan from Discovery Bank. Whether you're a first-time buyer or looking to upgrade, you'll enjoy a full ecosystem of benefits and tailor-made service that starts in minutes in your banking app. Plus, pay up to 1% less on your Discovery Bank Home Loan interest rate, when you manage your money well.
Ready to go home sweet home?
Unlock the Future of Home Loans. Now.
Apply, Switch, Refinance - all in the app
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Get a preliminary offer in 5 minutes.
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Enjoy up to 100% financing for your home.
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Select repayments terms up to 30 years.
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Apply with up to 3 co-applicants.
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All in the Discovery Bank app.
A personalised application process
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Get a dedicated consultant to manage your application and guide you through the process.
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Save up to 50% on bond attorney fees.
Pay even less on your home loan
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Pay up to 1% less when you manage your money well and include your other Discovery products.
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Take comfort with home loan protection and protect your home with building and contents insurance, seamlessly activated as part of your home loan application.
Financial flexibility in a few taps
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Get flexible access to your prepaid home loan funds with a built-in access facility.
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Enjoy access to additional credit of R20,000 to R1,000,000 with a Revolving Credit Facility. Enjoy affordable repayments from as little as 2.5% of the outstanding balance, with flexible terms and only pay fees when you use it - directly in your banking app.
Exclusive discounts to make your house a home
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Enjoy exclusive access to our Energy Solutions benefit with a range of bespoke solar and off-grid installations, with optional financing. Plus, enjoy 10% off a selection of portable back up power solutions.
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Furnish your home for less with up to 30% back in Ðiscovery Miles at our premium partners.
