This is our shared-value banking model
As you manage your money well, you create less risk and more value for your bank. We share this value back with you through improved interest rates and rewards through our powerful Vitality Money programme. We believe that when our clients do well, we do well and society benefits too. In fact, our shared-value banking model is so powerful, it made it to Fortune's Change the World list.
Value for clients
Actively engage with the Vitality Money programme to learn how you can better manage your money and improve five key financial behaviours that make up your overall financial health. Plus, you get to experience better value, better benefits and exceptional service along the way
Value for the Bank
As you engage more with Vitality Money and improve your usage of our products, deposits increase and defaults go down, which means you become a lower risk for the Bank and create more value. This value we share back with you through improved interest rates and rewards.
Value for your society
By becoming more financially healthy, you help build a more financially resilient society - a community that has more disposable income, more long-term savings, and one which is less reliant on family and the country.
Your shared-value stack of rewards
Based on the product you choose, and your Vitality Money status - you'll unlock your own personal stack of shared-value rewards.
You can also use our interactive shared-value stack tool to see the value you could get with Discovery Bank based on your individual portfolio.
