Flexible Investment Plans

A flexible investment allows you to access your money when you need it. This is ideal if you are looking for a short- to medium-term investment, like saving for an emergency such as unexpected home or vehicle expenses.

Features of a flexible investment plan

Whether you invest in a lump-sum, recurring or tax-free investment plan, you can access your money simply and efficiently whenever you need it.

Enjoy the freedom to choose from top local and international funds, managed by leading fund managers.

If you die while invested in a flexible investment plan, the proceeds of your investment will be paid to your estate.

Investing a lump sum can help you to save towards the lifestyle you aspire to. We give a discount on your admin fees to Discovery Invest based on your Vitality status, the amount you invest and how long you stay invested. This means you have more money to invest and grow.

Investing monthly amounts helps you to stay committed to your savings plan - and the money builds up over time. We give a discount on your admin fees to Discovery Invest based on your Vitality status, the amount you invest and how long you stay invested. This means you have more money to invest and grow.

This plan allows you to save without paying tax on any income or growth. The longer you stay invested, the more your investment will grow.

PrimeFlex provides a sophisticated flexible investment while encapsulating simplicity and efficiency. Choose from a range of risk-profiled Discovery funds, specifically and carefully selected to meet your needs. These funds give you exposure to a diversified range of assets and one of the lowest administration fees available. In addition, if you are a member of Discovery Vitality Active Rewards, either through Vitality Health or Vitality Money, you will be eligible to be awarded Discovery Miles throughout the course of your investment. PrimeFlex also gives you access to your money whenever you need it.

Lump-sum Flexible Investment

Age and minimum investment amount

If you are under 30: R5,000

If you are over 30: R75,000

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Recurring Flexible Investment

Age and minimum investment amount

If you are under 30: R300

If you are over 30: R850

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Lump-sum Tax-free Investment

Age and minimum investment amount

If you are under 30: R5,000

If you are over 30: R36,000

Recurring Tax-free Investments are also available

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PrimeFlex Investment

Age and minimum investment amount

If you are under 30: R5,000

If you are over 30: R60,000

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Turn good behaviours into extra investment benefits

Our Flexible Investment Plans are designed to reward you for investing longer, living well and managing your money.

Invest longer and live well

Keep your money invested for longer and manage your wellness through Vitality, you can get a discount of up to 100% off your yearly admin fees on our lump-sum and recurring Flexible Investment Plans.

Invest longer and earn Discovery Miles

If you take out a new PrimeFlex and are a Vitality Active Rewards member, either through Vitality or Vitality Money, you'll qualify for extra Discovery Miles awards during the course of your investment.

Enjoy a wide choice of funds to invest in

Your plan is a collection of funds. Once you have chosen your investment plan, you can decide which funds to invest your money into. Your decision should align with an investment strategy that you and your financial adviser agree on, and the investment goals you have.

We offer access to a range of unit trust funds across various fund managers through a single-entry point. This means you can invest in a Discovery Flexible Investment and choose investment funds that are managed by leading managers. This applies to all our flexible investments, except PrimeFlex, which has specific funds allocated to it.

Explore resources to empower your financial decision-making

Could you do with a little brushing-up on the fundamentals of investing well? Arm yourself with knowledge and tips to help you navigate the investment world, grow your wealth more efficiently, and have informed conversations with your financial adviser.

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Features of a flexible investment plan

Choose a flexible investment that's right for you

Lump-sum Flexible Investment

Recurring Flexible Investment

Lump-sum Tax-free Investment

PrimeFlex Investment

Turn good behaviours into extra investment benefits

Invest longer and live well

Invest longer and earn Discovery Miles

Enjoy a wide choice of funds to invest in

Explore resources to empower your financial decision-making

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