Benefit from our flexibility
You can choose for how long you want to be covered - until the age of 65 or 70. If you have cover remaining at your benefit expiry age, it will automatically convert to provide you with severe illness cover in retirement, with no medical underwriting required.
You don't have to wait
We assess the severity of your condition based on objective medical criteria, and provide a claim payment as soon as your condition meets the qualifying criteria. If your condition does not meet the medical criteria, you could still qualify for a payment if it results in you being unable to perform the duties of your occupation.
Furthermore, while the assessment of your condition is underway you could receive payouts from your disability insurance to help you cover your financial commitments, until we have established the permanence of your disability.