Owning your own property is a big decision and an exciting part of life. If you are a homeowner, you need building insurance. We recognise the value of having insurance cover that this is tailored to your lifestyle.
Cover for bursting, leaking or overflowing of geysers, water or oil apparatus or pipes.
Cover for accidental loss or damage to your building and any fixed glass, mirrors and sanitaryware.
Cover for damage caused by storm, rain, wind, hail, snow or flood.
We will cover the loss of or damage to keys, locks and remote control units for the insured building.
Damage to gardens, trees, plants, shrubs and irrigation systems on the grounds of your building.
Accidental loss or damage to swimming pool filters, borehole and other water pumps used for domestic use at the building.
You can choose an excess amount to suit your needs, including zero excess across all sections of cover.
We'll cover you for loss or damage if your building is unoccupied for more than 60 consecutive days.
You have the option to insure your geysers, pipes and water heating systems for wear and tear, rust, decay and faulty workmanship for an additional premium (automatically included on the Purple Plan).
You can get cover for destruction of or damage to your building that is caused by subsidence or landslips, and get additional cover for loss or damage that is caused by or worsened by soil contraction, shrinking or expansion.
Whether you are a homeowner or renting property, get household contents insurance to safeguard your valuable items.
Get comprehensive portable possessions cover that will give you peace of mind that you items are covered when you take them out of your home.
A devastating fire hit the Lunn family's dream home. Thanks to Discovery Insure's assistance and guidance they were able to rebuild their lives and their home.