What to do when your Medical Savings Account is depleted

We calculate and allocate your Medical Savings Account (MSA) balance based on the number of dependants registered on your membership on 1 January of each year. This gives you yearly upfront medical funds that you can use to pay all day-to-day claims received from 1 January to 31 December of that year. Once your MSA is depleted, you have access to the Primary Care benefit with applicable limits.

Please read your member guide to learn more.