Insurance against additional, unexpected health-related expenses
You employees already have medical scheme cover, but unexpected medical costs, including when healthcare professionals charge more than what their medical scheme pays, or when they have a life-changing event, can place significant financial strain on your employees and their families. Gap Cover from Discovery is a cost-effective solution that gives your employees additional financial protection against these unforeseen costs.
Contact details
New Business Team
Quotation Letters and Queries
Quotationrequests_Health@discovery.co.za
Contracts and Activations
GroupApplication@discovery.co.za
Servicing Team
First Time Queries
gapcover@discovery.co.za
Billing Services
gapadministration@discovery.co.za
Discovery Gap Cover
Covers shortfalls on approved in-hospital specialist claims, specific out-of-hospital costs related to an approved hospital admission, and co-payments on approved cancer-related claims. Choose between two Discovery Gap Cover options to suit your needs.
Discovery Supplementary Gap Cover
Provides lump-sum payouts, premium protection and a Home Support Benefit when your employees need it most with an annual PayBack of your premiums of up to 25%.
Gap cover products are available to members of Discovery Health Medical Scheme excluding members on KeyCare plans. Discovery Gap Cover is a short-term insurance product, underwritten by Discovery Insure. Discovery Supplementary Gap Cover is a long-term insurance product, underwritten by Discovery Life and is a separate product that is not conditional on the purchase of Discovery Gap Cover. This is not a medical scheme and the cover is not the same as that of a medical scheme. These policies are not a substitute for medical scheme membership. This is a summary of the key benefits and features of Discovery Gap Cover and Discovery Supplementary Gap Cover.