The biggest problem with any exercise programme isn’t getting started; it’s sticking to it. That’s why Discovery Vitality has introduced Vitality Active Rewards.For every week you achieve your personalised weekly fitness goal, you’ll get rewarded with a free drink at KAUAI or selected vida e caffè stores.

How does Vitality Active Rewards work?

• It’s simple – just download the latest version of the Discovery app (3.8 or higher iOS version on the App Store or, if you have an Android device, the 5.5 version on Google Play) and activate Vitality Active Rewards.
• Vitality sets you a weekly goal based on your current health and fitness status.
• The period runs from midnight Friday to midnight the next Friday.
• Each week you earn your Vitality fitness points, you get a reward that can be redeemed the following Wednesday.

Treat yourself after you’ve pushed yourself

Rewards include drinks at KAUAI, or any drink on the delicious vida e caffè menu. (Please note: this excludes vida e caffè stores located at airports and Shell garages, as well as some KAUAI stores. Check the back of your reward before redeeming to see which products and stores qualify.)

Compete with your BFFs!

You can also invite four friends to join your Vitality Active Rewards team. If you and two or more friends in your team all hit your goals in a week, you’ll earn another reward!

Coming soon: more exciting rewards!

Upcoming developments in Vitality Active Rewards include mystery team rewards, as well as the ability to get FREE* local flights (*base ticket fare only) and FREE gym by reaching your goals each week! With a Discovery Card, you can even fund an Apple Watch Sport 38 mm in full – just by earning your Vitality points each week. Reaching personal fitness goals has never been this rewarding, so spread the word about this exciting new benefit.

Get the latest version of the Discovery app and activate Vitality Active Rewards today!

Vitality Active Rewards is a programme designed to help members become more active through short-term physical activity goals and frequent rewards. The programme is personalised to members by using past wellness data to set clinically-appropriate fitness goals for each member. Goals adjust automatically based on a member’s activity levels and ability to achieve goals. This method is approved by the University of Pennsylvania.

The first goal is based on current levels of physical activity

Since the aim of the programme is to initially meet members at their own level of physical activity, the first Active Rewards goal (the starting points) is based on the average number of Vitality fitness points earned over a 12-week period before activation, with a minimum goal of 150 points. Members need to earn these points during the week to achieve their weekly goal.

Goal progress depends on the ability to achieve fitness goals

Where members achieve their weekly goals, goals will progressively increase by increments of 50 points, to a maximum of 1 200 points. Once a member has reached the maximum of 1 200 points, the weekly 1 200-point goal will be maintained. The member will still be able to receive a reward for achieving their goal to encourage them to maintain a healthy level of physical activity.

When the member does not achieve a fitness goal, it initially remains as is and is adjusted downwards over time if the member continues not achieving the goal.

Vitality is recognising increased physical activity

In recognising the health benefits of physical activity, we’ve changed the points structure to reward members for regular, individually-measured activity. As a result of this change, members can now earn points for gym workouts as well as any subsequent points earned through a wearable device.

• This means, in 2016: Members can earn up to 300 fitness points by measuring their daily steps using a wearable device.
• Members can earn between 300 and 3 000 points for physical activity tracked by a wearable device that measures heart rate or for taking part in officially timed events.

Please note the work pools for both insureinlandnb@discovery.co.za and insurecoastalnb@discovery.co.za will shut down from 1 January 2016. All new business can now be self-serviced through the Financial Adviser Zone on www.discovery.co.za and SmartAdvice.

To ensure quality service to you and your clients, please note the following about producing quotes for new business with a start date from 1 December 2015 to 15 January 2016.

Quotes can be generated for:

• Clients that request cover for the same sections of cover currently insured with another insurer and where the clients have been with their current Insurer for an uninterrupted period of six months or longer
• Clients that request standalone motor cover only

No quotes can be generated for:

• Clients whose cover was cancelled by current or previous insurers due to claims in the past five years
• Clients whose cover was cancelled due to fraud, misrepresentation or non-disclosure
• Clients with interrupted insurance
• Standalone motor and portable possessions

Please note: not adhering to these rules may lead to claim rejection.

Although Nelspruit drivers score well on acceleration and braking, they score poorly for speeding. This currently places them at the bottom of the ranking.

Servicing changes during this period

If the insured has an existing policy with Discovery Insure, then new items can be added on and activated immediately or from the date the insured requires cover from.

Existing risk management validations will apply in line with underwriting principles.

Discovery Insure Ltd is an authorised financial services provider. Registration number 2009/011882/06. Limits, maximum fuel and Gautrain spend limits, terms and conditions apply. Go to www.discovery.co.za for more details or call 0860 751 751.

Discovery Invest has created an innovative way for your clients to increase their retirement savings as well as their retirement income with the new Retirement Upfront Investment Integrator and the new Retirement Income Investment Integrator. Combining these new benefits with the Discovery Retirement Optimiser allows for your clients to achieve an ultimate retirement solution that maximises their retirement savings.

The Retirement Upfront Investment Integrator gives your clients a boost to their retirement savings upfront by up to 15%. The Retirement Income Investment Integrator, a truly unique investment structure, provides clients with boosts to their annuity income of up to 50% for the first 10 years of their retirement. The Discovery Retirement Optimiser is a product unique to Discovery, which allows for your clients to channel unused risk cover from their Discovery Life Plan (life insurance policy provided by Discovery Life) into added tax-free payments in retirement.

See Retirement Integration in action – what it means for your clients.