Why UKZN MS?

The University of KwaZulu-Natal Medical Scheme was established in 1983 to ensure the best possible healthcare benefits for the employees of the University of KwaZulu-Natal and their immediate family members registered on the Scheme.

01 - Affordability

Based on its strong financial position and the strategic intent of Trustees to provide financial relief to members whenever responsibly possible, the UKZN Medical Scheme is committed to assisting members during challenging economic times by allowing employees access to better benefits at lower contributions.

02 - Hospital flexibility

Unlike most medical schemes in the industry, UKZN Medical Scheme members have the freedom to choose which hospital to use within the UKZN Medical Scheme's hospital network, with no upfront co-payments or deductibles.

03 - Sustainability

UKZN Medical Scheme's favourable demographic profile, strong reserve levels and tailored benefits base give you peace of mind that your claims will be paid. The Scheme's strong financial position ensures that unexpected expenses can be paid without compromising affordability or access to quality healthcare.

04 - Value

UKZN Medical Scheme members continue to benefit from high levels of in-hospital cover. Benefits are subject to preauthorisation and the overall limit for all non-prescribed Minimum Benefits(PMBs).

05 - Great Benefits

As a UKZN Medical Scheme member, you have access to full cover when admitted to hospital for preauthorized network hospital admissions, cover for your chronic conditions and access to day-to-day benefits. The Scheme's focus on ensuring value for its members, coupled with a continuous drive for innovation, ensures that you have access to a wide range of great benefits.

The UKZN Medical Scheme is supported by a team of highly qualified Trustees and, as a restricted scheme, is able to tailor benefits that are unique to the Scheme.

To further support and assist members where appropriate, UKZN has a Special Cases Committee in place, which allows for an independent review and assessment of cases that are eligible for funding over and above scheme benefits.

06 - Ownership and Personal Touch

The members of the Board of Trustees are all members of the Scheme, with 50% elected by the membership and 50% nominated by the University. The Board of Trustees ensure the financial soundness of the Scheme and sets the rules that govern the Scheme to protect the members' interest. The UKZN Medical Scheme leadership team is uniquely positioned to understand and to meet the specific needs of its members, ensuring that your interests are always put first.

07 - Innovation and digital integration

You have access to advanced digital integration and information through our website and member app. UKZN Medical Scheme's partnership with Discovery Health, South Africa's leading medical scheme administrator, ensures the Scheme is equipped with world-class actuarial, analytical, clinical, and research and development capabilities.

08 - Service and support

The UKZN Medical Scheme provides excellent member service and support by giving you the power to manage your health by offering access to excellent cover for your healthcare expenses and a wellness programme. The Scheme gives you the tools to improve your health, wellbeing and peace of mind when you need it most.

10 - Vitality

UKZN Medical Scheme members have access to Vitality, the world-renowned science-based wellness programme that encourages and rewards members for leading a healthier lifestyle.

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